Ruth Howald, Treasurer   (home) 205-977-9988 (cell) 443-244-1273 ruthhowald@yahoo.com     Ruth rings with Embellishments and with the Riverchase Celebration Ringers, and she also does solos and duets with her husband.  They moved into Area VI in January 2009, from Area III, where she rang with The Westminster (MD) Ringers and directed at Glyndon United Methodist.